Legal Disclaimer

Securities are not FDIC insured, are not guaranteed against market risk and may lose value. All illustrations used on this website are hypothetical and assume certain facts, figures or rates of return. Some illustrations may show how a market index has performed. An investor cannot invest in an index, although there are some investments designed to mirror index performance. Past performance is not a guarantee of future results.

Any guarantees for insurance products are based on the claims paying ability of the issuing insurance company. Annuities are long-term contracts intended for retirement purposes, and should not be purchased with funds for which there will be an immediate or short-term need, as early withdrawals can result in tax penalties and/or surrender charges.

Neither Summit nor any of its registered representatives are permitted to give legal or tax advice on behalf of Summit, its subsidiaries or affiliates. Some individuals who are registered representatives of Summit may be attorneys or accountants and may separately provide tax advice or services under a name other than Summit, its subsidiaries or affiliates. For purposes of an investor's overall financial, estate or retirement plan, Summit highly encourages its investors to obtain the independent advice and services of legal and tax professionals.